ABOUT ME
Financial Advisor, Writer and Speaker
I am a career accountant with both a finance and administration training. I love accounting – speaking about, training others on, applying it in everyday life, you name it.
I have been giving financial advice to friends and family for a long time but in June 2018 I started a blog to be able to increase my reach and to give them a place to refer to on various topics. I found the personal finance part was raising more questions and so I decided to start writing articles on personal finance.
This was the beginning of suziema.com.
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FROM THE BLOG
If It Is Painful, You Are Doing It Wrong
How is your financial plan going? If the answer is bad, not good, given up, dreary, stressing me out, cannot remember, what financial plan? or any other negative adjectives, then you are doing it wrong. It should be fun not painful! The plan is meant to align with your life goals, not be written down […]
How to grow Money
Save The Date! Gotcha! What I mean is that to build your saving habit, you can save by the date of the month. During a dry month, you can save Kshs.1 on the 1st of the month, Kshs.2 on the 2nd and so on. On a month that you are tightening your belt, you can […]
How To Train Yourself To Love Saving
It is not easy or fun to delay gratification of your wants by saving. But we know it is good for us, like fruits and vegetables. My advice, buy yourself a piggy bank (which makes saving fun and will always bring a smile to your face) and secondly acquire love for routine using any one […]
What is your mission statement
I bet you can recite your company’s mission statement without making reference to the employee brochure. So what is your personal mission statement? You probably have one but it is all in your head. Get out your notebook and write it down. The usual ones I have come across include: Retire at 50/60/70/100 years old […]
5. Seven Cures For A Lean Purse
Keep (save) a tenth of all you earn. Control your expenditure – always spend less than you earn Multiply your money – Select some form of investment Guard your treasure from loss – identify all the risks your investment could face and mitigate against them Make your house a profitable investment – owning your house […]
What Does Success Look Like To You?
When you think of being successful, the fire that burns in your stomach that makes you get out of bed every morning come hail or high water, what do ou see? Most of the time we have a preconceived idea of what success should be. We get it either from our parents, the social media […]
I Have Been Broke Many Times But I Have Never Been Poor
This quote is from Mike Todd. At first glance it looks like an oxymoron but the second part of the quote is “Being poor is a frame of mind. Being broke is only a temporary situation” Did you ever meet someone who complained of being poor even though they had everything going for them? And […]
How to burn through Money
It Is The Eyes Of Others That Ruin Us Not Our Own If all the world were blind except myself, I should not care for fine clothes or furniture. It is the fear of what “people” will say that makes most of us work so hard. Mr. Smith may say, I have Kshs.1,000 a month […]
Washing Dishes
As a little girl, one of my chores was dish washing. We were many kids so we would take turns hence the honour would fall on me every other day and not daily. The best days would be when aunts or older cousins would visit then they would volunteer to do the dishes while the […]
What Are You Doing?
A story is told of 3 men at a building site. They each had a large boulder that they were cutting/chiselling to smaller stones to be used in construction. A passer-by was curious about the work these people were involved in and decided to engage them in conversation. Traveller: What are you doing, my friend? […]
Time Is More Valuable Than Money
Ever heard the saying time is money? This weekend I discovered its enhancement. Arnold Bennet claims that if you have time, you can have money. Whether you beg, steal, borrow or work for it, with time you can get money. On the flip side, with all the money in the world, you cannot buy time. […]
I Cannot Get A Job 🙁
I whined this way to a friend of mine immediately I completed campus. She gave me a schedule to follow that has never failed me and I will share it with you here. 1. Job seeking is your new full time job. Work at it from 8am to 5pm, Monday to Friday, to obtain results. […]
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susan@tantosuziema.com